Help Center
Guides and answers for getting the most out of OwnBudget.
Getting Started
Understanding Account Types
How the type you pick for each account shapes your balances, transactions, and net worth.
Choosing Your Import Format
CSV vs OFX, QFX, and QBO — and which one gives the most reliable imports.
Managing Overlaps and Duplicates
How duplicate detection works by format, and how to keep re-imports clean.
Understanding Your Money
Understanding Your Financial Picture
What the Dashboard shows you — income, spending, net worth, and debt service — and how it all connects.
Setting Up Your Budget
Zero-based, by-category, or tracking — pick a method, read the category indicators, and build a plan you can live within.
Understanding Your Bills
Add recurring bills, let OwnBudget detect paid/overdue from your transactions, and see what's still coming before it hits.
The Spending Plan
Project your whole month before it begins — planned spending, bills, and expected income in one view, with a shortfall warning.
Account & Security
Understanding the security badge
What the Unlocked and Action needed badges mean, what your OwnBudget password actually protects, and why your device's own lock screen matters most.
Selling or Replacing Your Device
What happens to your data when a device changes hands, and how to clear it first.
Moving Pro to a New Device
How your license works across devices, and how to restore it on a new one.